Treating your credit score with consistency is preferable to employing ‘tricks.’ It encourages fiscal responsibility.

NewHomeSource reports that stronger credit scores in 2025 lead to fewer risky loans, ensuring a more stable housing market ...

Understand how credit score changes impact first-time home buying. Explore FICO, loans, down payment assistance, and ...

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

Even one missed due date can hurt your credit history more than you think. Here’s how much damage it can cause, and what you ...

Improving your credit score is crucial for financial well-being. Paying bills on time, using secured loans wisely, and ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

What is considered a good credit score? According to Experian, about 67% of Americans have a FICO credit score of 670 and above, ranking them “good,” “very good” or “exceptional.” ...

Your credit score is made up of several elements. Find out these elements with its percentage weightage in this simplified explanation by Forbes Advisor.

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

FICO credit scoring models will be the first to include buy now, pay later data as the payment method continues to surge in ...