The scary part about this scam is that the crooks already have your entire credit card number, making it seem very convincing.Here is how it works. You get a call with your caller ID showing the ...

If you see a credit card number that starts with a 4 and contains 19 digits, you can assume it's a Visa. Mastercard and Discover account numbers contain 16 digits.

One option is the Chime Credit Builder Secured Visa Credit Card, which is a type of hybrid debit and credit card. To know whether the Chime credit card is right for you, understand how it works ...