Theresa Stevens is a personal finance writer based in Boston, MA. As a former financial advisor, she has first-hand experience helping people solve their money challenges. When she's not writing ...

Chime offers a large ATM customer-centric system with no in-network ATM fees. Chime’s ATM network works with Allpoint and Visa Plus Alliance ATMs, as well as MoneyPass ATMs in 7-Eleven locations.

Pros & Cons Extensive ATM network Few fees Competitive APY on balances of less than $25,000 24/7 customer service Full-service bank Higher minimum opening deposit requirement Balances greater than ...