Once upon a time, many workers didn’t need to worry about how they would spread 401(k) savings across their retirement years. Instead, they participated in a defined-benefit pension plan. Employers ...

Although variable annuity pension plan (VAPP) designs have been permissible for decades, they have not yet seen widespread adoption—particularly in the Taft-Hartley multiemployer plan space. Recently, ...

Employee benefits and programs changed very quickly in reaction to the pandemic. Benefits were added that specifically addressed the current needs. Now two years after the start of the pandemic, ...

Despite their reputation, traditional defined-benefit (pension) plans can be a valuable tool for small-business succession planning. Defined-benefit pension plans are often associated with unions and ...

Cheers if you already have the best retirement plan for your business. If not check out the tax benefits of a cash balance pension plan. As we enter tax season, you may wonder what else you can do to ...

Forbes contributors publish independent expert analyses and insights. Teresa Ghilarducci Ph.D. is an Economics Professor. The DB dinosaurs are back, and they are good dinosaurs. International Business ...

Understand the pros and cons of flexible benefits so you can determine if they are right for your business.

Open enrollment presents an optimal time to reevaluate your employee benefits strategy and take stock of how well your retirement plan supports it. A few fundamental plan design best practices — ...

In today's competitive job market, attracting and retaining top talent requires more than a solid salary. Employers and their advisers increasingly realize a comprehensive benefits package that ...

A defined benefit plan is funded and managed by an employer. A defined contribution plan is managed and funded by employees and boosted by employer contributions. Many or all of the products on this ...

More than half of surveyed chief financial officers said they’re weighing changes to their defined benefit plan designs in 2025 and are considering creative plan design; respondents said they’re ...

Capital market uncertainty escalated in early April to levels not seen since the global financial crisis and the early months of the COVID pandemic in 2020. The result was a spike in the volatility ...