He suggested building a financial buffer for emergencies ... Mr Chan said some people might need more money for a comfortable retirement than they think, “and your 30s is definitely the time ...

you should continue building up your emergency fund. If your employer offers a 401(k) match, financial experts advise this is also a good time to take advantage of it to avoid leaving free money ...

Saving a little and often can help build good money habits Mr Chan said: “Your 20s is a decade of change, and usually not one that starts from a place of affluence as you’re making your first ...