Business credit cards work a lot like personal credit cards. You charge expenses, pay down your balance and repeat. Most business cards have a set credit limit and require a minimum monthly payment.

3. Business Cards Don’t Have the Same Liability Protections as Personal Cards. The CARD Act of 2009 gave personal credit cardholders protections like zero liability in case of fraud, a 21-day ...

Many business credit cards offer the same, if not better, ... In turn, that can lift your personal score because it looks like you’re using less of your available credit.