Americans now hold a record $1.21 trillion in credit card debt, but some consumers could have their bills cut in half.

Many people struggle with debt. And thanks to high interest rates, rising costs of living, and other challenging financial conditions, that debt can be particularly hard to get out of these days.

Are debt relief programs legit? Yes. Debt relief, aka debt settlement or debt resolution, is a legitimate industry that can be helpful to people experiencing certain financial difficulties. However, ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. That can make it challenging to weed out the safe, reputable programs ...

Freedom Debt Relief is the sole debt settlement company recognized in USA Today's rankings of companies delivering the best customer experience. A personalized, client-first approach is what sets ...

Got credit card debt? You aren’t alone. In the second quarter of 2025, total credit card debt in the U.S. reached a record high of approximately $1.21 trillion, up 5.9% from the previous year. If ...

IT’S HELPING FAMILIES, AND WHAT YOU NEED TO KNOW BEFORE YOU SIGN UP. AS WE CAME CLOSER AND CLOSER TO THE END OF PAYING IT OFF, WE JUST FELT BETTER AND BETTER. IAN MOORE SAYS CREDIT CARD BALANCE ...

KEY TAKEAWAYS Delinquency rates grew in September, hitting levels not seen since before the COVID-19 pandemic.Many consumers ...

LSU basketball star Flau’jae Johnson and Experian are partnering to relieve $5 million of consumer debt for 5,000 Louisiana families. Louisiana was selected for the program due to its high poverty ...

Recently, the Federal Trade Commission filed a complaint against seven companies and three individuals operating the "Accelerated Debt" program that falsely claimed to reduce consumers' debt by as ...