Lenders typically reserve forgiveness — also known as debt settlement — for borrowers who are clearly struggling and unlikely ...

If you’re struggling to manage multiple monthly credit card payments, a credit card consolidation loan can simplify your ...

Both credit card charge-offs and debt settlement can harm your credit, but one gives you a chance to recover faster.

Consolidate credit card and other high-interest debt.

For many Americans, debt isn’t just a balance on a screen—it’s a daily weight. In a 2025 survey by financial services company JG Wentworth, it was found that nearly half of respondents worry about ...

According to Forbes, Americans are carrying a grand total of $1.2 trillion in credit card debt. But Amanda Bruggman, Duluth branch manager at Affinity Plus Federal Credit Union, says debt ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. That's where debt relief programs can be key. These services, which are ...

Failing to finish a debt settlement program can undo your progress and may even leave you worse off than before.

Texas-based and 100% veteran-owned,AffordableDebtConsolidation supports small business owners burdened by high-interest ...

There are no government debt forgiveness programs for credit cards. Eligible borrowers may be able to get their federal student loans forgiven, however. If you have credit card debt, working with a ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. With the average American household with ...