When you owe a lot and are trying to improve your finances, you need a way to make extra payments strategically.

Make all monthly payments on time: Making consistent on-time payments on student loans, credit cards and other lines of credit can help your credit score more than anything else. Your payment history ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Consolidating debt — without taking out a ...

Restrictions: Borrowers can’t use Discover personal loans to pay off Discover credit card debt. High late payment fee: There’s a $39 fee if your payment is late, which is one of the highest ...

The problem with letting credit card debt linger is that you can end up spending a lot of money on interest. If you owe ...

Eliminating your student loan debt is a major financial milestone, and beyond the relief it can bring, it can also impact your credit score. Whether that impact is positive or only ...

Personal loan protection insurance can be a useful tool to help protect you from defaulting in the event of an emergency, ...

The key to using a credit card as an interest-free loan is ensuring you pay every cent of your balance off before your card’s introductory offer period ends. Choose carefully among 0% APR credit ...

Credit card issuers often report to the credit bureaus at the end of every billing cycle, but the exact dates can vary.

What should you do with $30K if you have no credit card debt? A Reddit poster recently started a thread asking this question.

If you have debts that you pay off each month and don't exceed your yearly earnings, then you probably have managed debt. But bear in mind if you ever start spending more than you earn and using ...