Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to ...

Neither a 609 nor a traditional dispute letter will remove negative items like late payments, bankruptcy or loan defaults from your credit report. Nor will it eliminate existing debt that you cannot ...

When a debt collector comes calling, you have options for disputing the debt. Here’s what you can do to legally deal with debt collection companies.

The timeline for a debt dispute resolution can play a big role in getting rid of your collection debt. Getty Images If you've received a call or a letter from a debt collector claiming you owe ...

District Court Holds Debt Verification In Response to Consumer’s Letter Refusing to Pay, But Disputing the Debt, Is Not a FDCPA Violation ...

If you can't pay the full balance owed but want to resolve the debt, negotiating a settlement for less than the total amount ...

If a collector claims you owe money, Tayne recommended asking them to send a validation letter. This document outlines key ...

The court found that there was a genuine dispute as to whether the debt collection agency should have known that one of the debts was disputed, and denied summary judgment to both parties.

Receiving a call, email or letter from a company purporting to be a debt collector can spark alarm. Before disclosing any information, look for these eight signs of a fake debt collection scam.

The debt collection legislation bills—S.B. 408 and H.B. 4900— referenced in Geraldine Buckles' opinion piece ("Debt collection bills will undermine civil litigation," Oct. 9) are aimed at ...

With tax season kicking into high gear, the IRS is also ramping up its efforts to collect outstanding payments from the last few years. If you get a collection letter, don't panic—but don't ...

Learn what a 609 dispute letter is, how it can help remove errors from your credit report and the steps to write an effective letter.