Typically, five months before renewal, you meet with your broker to talk about the insurance market and set a renewal strategy. If you back that up 30 days, you can start the conversation at 180 days ...

These examples use heat maps to put massive data sets into a context that's easy to understand. A heat map is one of the great innovations of visual communication.

These Heat Maps Show How Retailers Track You As You Shop. ... For example, if lots of people are touching an item but few are actually buying it, that suggests the merchandise is too expensive.