Rising interest rates mean banks are once again offering reasonable returns on deposits. If you want to maximize what you earn on cash, it often pays to look at certificates of deposit, or CDs. CDs ...

Miranda Marquit, MBA, is a freelance contributor to Newsweek’s personal finance team. She has an M.A. in journalism from Syracuse University and has been writing and podcasting about money since 2006.

There's a benefit to putting money into a certificate of deposit (CD) over a savings account right now. The Federal Reserve has already lowered its benchmark interest rate once this year, and it's ...

My wife and I are saving $50,000 to buy a rental property in 2027. Our CD ladder strategy should earn us around $2,100 in interest. Buying CDs now locks in today's top interest rates and protects us ...

Find the highest APY available by comparing online banks and credit unions and looking for promotional terms. Build a CD ladder to take advantage of today's rates without locking all your money up for ...

Most people stash their emergency savings in a high-yield savings account -- which is a solid idea. But my buddy stores his $60,000 in savings a different way. Looking for a secure place to grow your ...

Discover the top 7 mistakes to avoid when setting up a CD ladder. Learn how to maximize your returns, minimize risks, and create a solid savings strategy by steering clear of these common pitfalls.