With credit card interest rates at record highs, millions of Americans are trapped in debt — but some are lowering their APR with a simple phone call

According to WalletHub’s most recent Credit Card Debt Survey, nearly two in five Americans say they’ll have more credit card debt by the end of 2026. And 42% think they’ll have credit card debt their ...

Debit vs. Credit Cards: Understanding Key Differences

Discover key differences between debit and credit cards: spending limits, impact on credit scores, interest charges, and ...

Debit Card Vs Credit Card: How They Work And Which To Choose

This article discusses how debit and credit cards work, including their pros and cons. It ends with some helpful tips and ...

How Credit Cards Impact Your Credit Score and Financial Health

Discover how credit cards can influence your credit score. Learn the do's and don'ts for managing credit card usage and ...

What Is A Good Credit Card APR?

You may have seen the term “APR” while shopping for auto loans, mortgages or credit cards. It stands for “annual percentage rate” and describes the yearly cost of carrying an unpaid balance in various ...
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5 major changes to credit cards! They could come into effect from April 1st. Find out how they will impact your spending and taxes.

Credit Card Rules: Credit card rules may change starting April 1st, 2026. These include reporting annual payments over ₹10 lakh, monitoring cash payments of ₹1 lakh, requiring a PAN, allowing payments ...