Interest rate forecast 2026. Economists anticipate interest rates will drift lower at a slower pace in 2026. The FOMC projects fed funds rates of 2.9% at year-end 2026 and 2027.

There’s been a bit of a kerfuffle among Federal Reserve Board officials over the forecast for interest rate cuts. These are the same rate cuts that rattle and roll every aspect of the U.S. economy right down to your household.

And since mortgage rates drive so much of the U.S. housing market, I thought I’d collect the best thinking here. We recently released the HousingWire Housing Market 2025 Forecast .

Forecasts for 2025 show average 30-year fixed mortgage rates hovering around the mid-6% range for a while. Logan Mohtahsami , lead analyst at HousingWire, expects rates to range between 5.75% and ...

Mortgage interest rate forecast: ... "Barring any extreme market shocks, we'd expect interest rates to remain at similar levels to where they are at today for the next six to 12 months."

Mortgage Rates Forecast: How Housing Market Will Change in the Near Future. ... "A robust July retail sales report showed that U.S. consumers continue to spend despite higher interest rates and ...

U.S. retail sales rebounded more than expected in June, suggesting a modest improvement in economic activity and giving the Federal Reserve cover to delay cutting interest rates while it gauges the inflation fallout from import tariffs.

The HousingWire forecast for mortgage rates in 2025 is a range between 5.75% and 7.25%.. Some observers scoff at the wide 150 basis point range in our expectations for the year, as though it’s a ...

Market Extra Stock market to face reality check when Fed updates its interest-rate forecasts How the ‘dot plot’ changes — and how Fed Chair Jerome Powell addresses those changes — will be ...

Interest-rate forecasts from Federal Reserve officials sparked a mixed reaction from U.S. bond markets Wednesday, suggesting that investors still have questions on how much the central bank will ...