In her book, “Crush Your Money Goals,” Joy outlines the three buckets every budget should include to ensure it’s one you’ll actually want to stick to. Earning passive income doesn't need ...

a financial bucket list should contain lofty, yet attainable goals. Typically, an emergency fund has three months’ worth of expenses saved in cash. This is money you can access at any time to ...

“The intermediate bucket is looking 10 to 12 years into retirement and making sure that there is money there,” Hendrickson says. The long-term bucket. The third bucket is positioned with an ...