The answer to that question isn't as straightforward as you might want, but the situation isn't hopeless, either.

Canceling a credit card that you don’t use can also impact your credit utilization ratio. When you cancel a card you don’t ...

If you have an old credit card that you don't use anymore, evaluate whether the card is helpful or harmful to your credit score. You may want to cancel a credit card with a high annual fee or high ...

In addition to utilizing AwardWallet, Waller came up with a system to help Kristin know when to use a certain credit card. Waller uses a label maker to print out descriptions of what each card ...

“Getting a new credit card number will not hurt your credit score. Your account history will remain intact — only your credit ...

Equifax uses the Equifax Risk Score ... To protect your personal information, always destroy old credit cards before getting rid of them. You can shred them, cut them into small pieces or return ...

Because of this experience I don't shop at Old Navy anymore. Poorest choice they could've made. I am very much reminded of why to never bother to use credit cards. Generally speaking, I make my ...

Since it’s typically not a good thing to see old credit cards shut down or to have your credit limit reduced, this is why it is a good idea to use your card on occasion. Even if you don’t use ...