Our opinions are our own. Credit cards can be an effective tool to build credit whether you’re just starting out or seeking a second chance, but they aren't always easy to get. Options may be ...

Look for cards with low fees and transparent terms, and don't forget to continue practicing good credit habits.

Using a secured credit card responsibly now can help you build credit and qualify for a more rewarding card later.

Moving from a secured card to a standard unsecured credit cards account is referred to as graduation. Issuers generally begin ...

Using your secured credit card responsibly, including keeping your balance low and making on-time payments will help you build a positive credit history. Once you use a secured credit card to ...

Best credit cards to build credit Best for average credit: Capital One Platinum Credit Card Best for students: Discover it® Student Cash Back Best secured card: Discover it® Secured Credit Card ...

The U.S. Bank Cash+ Visa Secured Card offers 5% cash back in two spending categories you choose, but up to a limit.

It's nice to find a secured credit card with a $0 annual fee. Even better is one that offers a path to upgrade to a regular card. This one does both — and it gives you rewards, too. Many or all ...

Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge ... Caroline LupiniManaging Editor, Credit Cards & Travel Rewards Caroline Lupini ...

Whether you're a student, new to credit or are starting over, there are credit cards designed for your situation.

Getting a secured credit card is one of the best ways to boost your credit. Whether you're applying for your first credit card, new to the U.S. credit system and hoping to build credit ...

Commissions do not affect our editors' opinions or evaluations. Secured cards provide a path for those with bad credit or no credit to establish positive credit history. With a secured credit card ...