With the potential for CD interest rates to drop, should you lock a CD rate this July? Here's what some experts think.

Arguably, the best option to achieve both is a no-penalty CD. As its name implies, you can store your money away, as no-penalty CD rates earn well above 4%, with access to your cash when you need it.

Farrar notes that with the best CD rates currently available on shorter terms, keeping your money locked in a CD may not be as much of a concern as it used to be. But if you're concerned about not ...

The CME FedWatch Tool, which measures market expectations for Fed fund rate changes, projects a more than 90% chance the Fed will cut rates by a quarter percentage point to a range of 4.50% to 4. ...

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Best CD rates today: Act fast to lock in up to 4.70% APY before Thursday's expected Fed cut — Nov. 5, 2024 ...