Social Security's 2025 COLA Took Effect

The Social Security COLA is lower than it’s been in four years. Here’s what that means for your spending.
The Social Security cost-of-living adjustment, or COLA, for 2025 is a 2.5% increase. That means the monthly benefits checks for more than 72.5 million Americans will see their lowest annual bump in four years.
Social Security's 2025 COLA Took Effect in January, but It Comes With an Unpleasant Surprise for Retirees
Social Security's 2025 cost-of-living adjustment (COLA) took effect in January. Benefits will increase 2.5% this year, the smallest pay bump for seniors since 2021. Indeed, more than half of retired workers surveyed by The Motley Fool in October said the COLA was insufficient.
Vast majority of seniors say Social Security COLA is inadequate
The vast majority of seniors surveyed about Social Security's COLA say the number should be as much as five times higher than the government is forking over this year.
Social Security January 2025: Your COLA-Boosted Check Is on the Way
Social Security (retirement and survivors) recipients will now see a 2.5% increase in their next check and throughout the year. The COLA increase also extends to Supplemental Security Income and Social Security Disability insurance recipients.
The 2025 Social Security COLA Was Announced in October. Here's What That Means for Retirees.
Technically speaking, this is the 2024 COLA, as it goes into effect in December 2024. However, because Social Security is paid a month in arrears, this increase will be reflected in the payment that beneficiaries receive in January. For this reason, it is often referred to as the 2025 COLA.
What to know about Social Security's December and January 2025 payments
Social Security beneficiaries have some changes coming in December and January, due to quirks of the calendar and a payment hike.
Social Security retirement age increases in 2025
Social Security recipients will need to wait an extra two months to reach full retirement age starting in 2025. For people born in 1959, the full retirement age will now be 66 years and 10 months. The full retirement age is based on birth year.
The biggest Social Security changes taking effect in 2025
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SSDI January 2025: The Second Round of COLA-Boosted Checks Are Headed Out
SSDI recipients will soon see an increase to their benefits checks when the 2025 COLA goes into effect this January.
Social Security Update: Payments of Up to $5,108 to Go Out This Week
The maximum amount available to retirees who stop working at the Full Retirement Age - currently 67 years old - is $4,018. If you take your benefits at the earliest possible age of 62, your maximum ...
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KNOWLEDGE CENTER: Social Security changes in 2025 — what you need to know
The updates include a higher cost-of-living adjustment, revisions to the earnings test thresholds, and increases in maximum benefits.
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Social Security COLA 2025: Here's when retirees will start getting bigger checks
Social Security benefits have gone up 2.5% in 2025, thanks to the annual cost-of-living adjustment (COLA). It's a smaller increase than the 3.2% bump that recipients saw in 2024, reflecting ...
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The Biggest Social Security COLA Increases of All Time
As a result of the 2008 financial and mortgage crisis, a hefty 5.8% increase in COLA was applied in 2009, the most significant increase that Social Security benefits had seen since 1982.
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The Social Security Fairness Act Means More Money for Some. Here's Who Qualifies
The repeal of two provisions will boost Social Security payments for certain beneficiaries. Here's what we know so far.
Social Security Fairness Act: Who will see boosted payments? What to know as Biden signs law
President Joe Biden on Sunday signed into law the Social Security Fairness Act, a measure that boosts Social Security payments for current and former public employees ...