While 30% of Americans have poor or bad credit, plenty of people have no credit at all, which has similar disadvantages to having low scores.

Usury laws still exist in the U.S., and so do usury violations. Here's what usury is, and how it can affect borrowers.

Ever wonder why ambulance rides are so expensive? This man's frustrating story will enlighten you.

Obtaining a mortgage to buy a home, or to refinance one you already own, is not cheap. Here are the fees you'll likely have to pay upfront and at closing.

Learn if and when you need a cosigner to decide what works best for you.

Discover the pros and cons of working with Lexington Law Firm, and learn why customers across the nation have trusted the firm for 20+ years.

Can checking your credit score hurt it? Generally, no. Learn about the different methods available to check your score without negatively impacting it.

The average American has a credit card limit of $28,929.80, but that varies based on credit score, credit history, income, and other factors.

Can your credit issuer raise your interest rate? How many credit cards should you have? We answer the 11 credit questions we get asked the most.

Re-aging, also known as “curing” or “rollback," involves changing the delinquency status of an account. It can be either positive or negative. Read more.

If you’ve reviewed your credit reports recently you’ve no doubt seen many dates -- many, many dates. And some are more important than others.

No Credit Card Required. FREE updates every 14 days. Get Your Free Credit Score How Do Mistakes Happen? The details on your free credit report has been supplied by creditors, and gathered from public ...