The IRS recently released the updated 401(k) contribution limits for 2025. While the increase for employees under the age of 50 is modest, there's an expanded catch-up contribution limit for those ...

A 401(k) is a tax-advantaged retirement account offered through employee benefits. Learn more about how it works here.

The 401(k) super catch-up provision is the government's way of helping those on the cusp of retirement sock away more funds in their 401(k) plans. It's hardly a secret that many Americans are ...

Not surprisingly, the balances in 401 (k) plans go down for people in their 70s and 80s. The average 401 (k) balance for ...

Once people set up their retirement plan contributions at work, they are often put on the back burner. Out of sight, out of ...

Catch-up contributions are usually worth it, in the sense that it's always a good idea to boost your retirement savings. If you can increase your savings, it's generally wise to do so. The ...

In January, the Department of the Treasury (“Treasury”) and Internal Revenue Service (IRS) issued proposed regulations on the catch-up ...

Employer-sponsored 401(k)s allow workers to make catch-up contributions starting at age 50. This year, there’s a special super catch-up for workers aged 60 to 63. That extra catch-up is worth $ ...

A crucial aspect of these legislative changes is the impact on trusts named as beneficiaries of retirement accounts. This ...

[Read: How to Take Advantage of 401(k) Catch-Up Contributions.] Understand Your Plan’s Rules While the IRS allows workers to tap into 401(k) plans using the above options, that doesn’t mean ...

In 2025, workers under 50 can contribute up to $23,500 to a 401(k), whereas with an IRA, the limit is only $7,000. The catch-up contributions associated with 401(k)s are also higher. This year ...