Gross debt service ratio (GDS): The percentage of your gross household income used to cover housing costs like mortgage payments, property taxes, heating, and a portion of condo fees. This shouldn’t ...

3. Debt-to-income Ratio Debt-to-income ratio (DTI) is expressed as a percentage and represents the portion of a borrower’s gross monthly income that goes toward her monthly debt service.

Your gross debt service (GDS) ratio is your housing costs divided by pre-tax income. Your total debt service (TDS) ratio includes payments on any other debts you may owe.

The best debt relief companies of July 2025 A debt settlement company can negotiate with your creditors to lower your balances.

Consolidated Credit is a nationally recognized and certified credit counseling agency. We offer credit counseling, debt management services, debt relief and personal finance education.

Greek authorities have executed their first cryptocurrency seizure, freezing funds associated with the $1.5 billion Bybit ...

Refinancing student loans helps you decrease the amount of interest paid on your debt. We have compared the best student loan refinance rates for you.

Restoring debt and fiscal sustainability through fiscal adjustment and debt restructuring. Creating room in the budget for much-needed social spending. Advancing structural reforms, including ...

Travelers is the best car insurance company in the nation, according to NerdWallet's July 2025 analysis. American Family, Auto-Owners, State Farm and USAA also made our list.