The rate on a 30-year fixed refinance increased to 6.84% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.72%, and for 20-year mortgages, ...

It's common for credit cards to offer an introductory period of 0% annual percentage rate for new cardholders, often 12 to 24 months. But you don't always have to apply for a new credit card to get ...

When you shop for a new credit card, you probably consider rewards, benefits, fees and interest rates. As you compare options, you may also see the term "intro APR." We'll explain what an ...

Heart Paydays Examines U.S. Lending Trends, Borrower Behavior, and State-Level Loan Regulations in July 2025 The demand for affordable personal loans in the United States has increased dramatically in ...

Pay off credit card debt with zero interest until 2027 using this no-fee card, giving you space to breathe while tackling ...

Mortgage rates tend to fluctuate day by day. So if you’re planning to buy a home, it’s a good idea to keep a close watch on ...

Learn what business lending rates are, how they work, and what factors affect them. Understand the differences in small ...

Another way you can help convince your credit card issuer to give you a lower APR is by presenting some other credit card offers you are eligible for. Since "credit card issuers and banks need to ...

The interest rate your lender gives you isn't the true cost of your mortgage. Learn how to calculate your effective interest ...

Learn how does interest work on a personal loan to save money. This guide explains APR vs. interest and how paying down your ...

The APR and interest rate on your mortgage aren’t the same. Here’s what to pay attention to when you compare costs.

A mortgage annual percentage rate (APR) includes the yearly cost of borrowing money, expressed as a percentage, and is based on the loan interest rate, mortgage points, and other homebuying costs.