The rate on a 30-year fixed refinance increased to 6.84% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.72%, and for 20-year mortgages, ...

When you shop for a new credit card, you probably consider rewards, benefits, fees and interest rates. As you compare options, you may also see the term "intro APR." We'll explain what an ...

Heart Paydays Examines U.S. Lending Trends, Borrower Behavior, and State-Level Loan Regulations in July 2025 The demand for affordable personal loans in the United States has increased dramatically in ...

Learn what business lending rates are, how they work, and what factors affect them. Understand the differences in small ...

Another way you can help convince your credit card issuer to give you a lower APR is by presenting some other credit card offers you are eligible for. Since "credit card issuers and banks need to ...

The interest rate your lender gives you isn't the true cost of your mortgage. Learn how to calculate your effective interest ...

The APR and interest rate on your mortgage aren’t the same. Here’s what to pay attention to when you compare costs.

The interest rate on a mortgage indicates how much interest you’ll pay for the amount you borrow. The annual percentage rate (APR) is the interest rate plus additional fees and any points ...

What's the best consumer option for paying down credit card debt? The answer is steeped in irony and may surprise you.

Your personal loan interest rate is commonly referred to as APR, but here's a look at why the two numbers are not always the same.