Rewards credit cards offer perks like points and cash back—but they come with potential fees and pitfalls. Learn how to decide if they’re right for you.

One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...

The Wells Fargo Reflect offers an intro APR on purchases and balance transfers for almost two whole years. Learn why else we ...

When she was married, she had just a cursory participation in their married finances.” (Photo subject is a model.) - ...

It offers generous rewards and free nights at Best Western properties but has limited value for everyday spending.

A balance transfer can be a smart debt management move — but only when done right. Review every term, understand the fees, ...

Top balance transfer cards now offer long 0% intro APR periods and no annual fees -- compare options and start paying down ...

You don’t need to be on the public register, but being on the private register will help – and the longer you stay at one ...

The Mesa Homeowners Visa® Signature Preferred Credit Card is a unique rewards credit card because it offers the ability to earn fee-free points for paying your mortgage. It also has an impressive ...

Credit utilization is an important factor in your credit score. Most experts recommend keeping this ratio below 30 percent for the best results for your score.

The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...

I pay for almost everything with credit cards, which I pay in full every month to avoid interest. I have done that for as long as I remember. I use them for convenience and reward points. A couple ...