Gold prices have hit record highs in recent months - and if you think that doesn't impact you, you're probably wrong. The spike could have significant consequences for your home insurance (more on ...

Age and the mortgage term could be a factor, as in your case. Or a couple may want the house itself to just be in one name - perhaps one party is a first-time buyer and could avoid stamp duty.

We meet middle-class parents making big sacrifices Sean Graham withdrew from his pension to give his son Joshua, 25, a house deposit – and says he ‘doesn’t know how today’s young people ...