A credit card charge-off can hurt your credit and lead to other consequences, but there are ways to fix the issue.

Both credit card charge-offs and debt settlement can harm your credit, but one gives you a chance to recover faster.

Middle-class Americans say paying off debt is their top financial priority. Financial advisors say a fixation on paying down ...

Each of these borrowing tools has its place-and its traps. Here's what really works in your favour and what doesn't.

Ashley Morgan, attorney and owner at Ashley F Morgan Law, PC, explains the pros and cons of paying off your car loan early.

Americans now hold a record $1.21 trillion in credit card debt, but some consumers could have their bills cut in half.

Achieve reports a HELOC allows homeowners to borrow against home equity for expenses like debt consolidation, with flexible ...

A man in Maine wrote in to “The Ramsey Show” with a desperate question: Am I wrong for being angry? Thomas said he helped his ...

Paying off credit card debt doesn’t have to require enormous payments. You can do it with $75 per week if you find the right ...

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While a Fed rate cut is big news, consumers might only be expected to see slight relief when it comes to much borrowing.