Key takeawaysSavings account interest rates change often, so it’s not uncommon for the banks with the best rates to differ ...

High-yield savings accounts, in particular, have been a worthwhile alternative for many years now, thanks to the elevated ...

Planning for retirement means using low-volatility investments to safeguard income for near-term spending and essential ...

Typically, your savings account rate can change at any time. ... Many of the best nationwide CDs offer rates of 5.00% or more that are guaranteed into 2025, 2026, and even 2027.

Best CD rates today: Refresh your savings with guaranteed yields of up to 4.40% into 2026 — Feb. 25, 2025 ...

Currently, the best high-yield savings account rates are around 5% APY. ... For a guaranteed return on your savings, it’s best to consider other options with a fixed interest rate.

Higher rates: CDs have higher rates than standard savings accounts. Guaranteed returns: Your rate is locked in, ... They can easily offer 10 times the national average savings account rate of 0.38%.

Given the current savings rate forecast, it’s not uncommon to find high-yield savings accounts with rates close to 5%, with a few even going above that mark. But it’s a rare account that earns ...

The best high-yield savings accounts have annual percentage yields, or APYs, that are many times higher than the average rate. Today's best rates include Axos Bank savings (4.66% APY), LendingClub ...

Best CD rates today: Secure your savings with guaranteed yields of up to 4.50% APY while you still have time — Apr. 24, 2025 ...