Key Takeaways If you don't use your credit card, your issuer may consider your account inactive and close it. However, a closed credit card account can negatively impact your credit score, by ...

To reactivate your inactive credit card, you can go to a nearby branch of that bank or you can also activate the card by visiting the online service portal. Some banks may ask you for identity ...

Having a credit card kept away, unused, might easily seem harmless, but it can still have surprising consequences for your credit health. Here's what credit card holders need to know about inactive cr ...

Why Credit Card Usage Matters It might seem strange that how often you use your credit card matters, but there are some general guidelines you should follow when it comes to credit card usage.

Canceled cards can affect your credit-to-debt ratio, which could drag down credit score.

What happens when your credit card is inactive? When you have an open credit card account, issuers obviously want you to use the credit they have made available to you.

What happens to inactive credit cards? How they affect your credit score Having a credit card kept away, unused, might easily seem harmless, but it can still have surprising consequences for your ...

Not using a credit card regularly can cause the card to become inactive. If a credit card issuer deems your account to be inactive, it may close the account. Closing an inactive credit card ...

However, the consequences of inactive credit card accounts could be rough on your credit score if the bank decides to close your card.