Use NerdWallet's free template to make a budget that aligns with the 50/30/20 spending rule. A budget can show you where your money is going so you can make changes if needed.

When creating a monthly household budget worksheet, track your income and expenses to identify ways to reduce spending and fund financial goals.

And there are plenty of reasons you might want to rent or buy that are not financial — all we can help you with is the numbers. Renting saves you over Buying saves you over ...