Q: Periodically, various charities will mail me personalized return address labels or a refrigerator note pad, along with a request for a donation. I never ordered these return address labels or ...

The worst of those things are the sheets of stickers and return address labels now showing up in virtually every packet of such materials. We get as many as 100 or so labels on any given day.

I know I often receive personalized return address labels from various charities. I keep and use the address labels. I make my charitable donation decisions independent of these mailings.