Budget Envelope Ideas to Make This System Work. Using an envelope system is a good idea if you’re ready to take control of your money to pay off debt or have money left over at the end of the month.

The SAVINGS envelope is for true, unforeseen emergencies (e.g., job loss, broken appliance, etc.) and is only there as a backup to cover your family’s absolute NEEDS. Debt After Death: What You ...

Whether or not you follow a monthly budget, you’ve probably considered putting one together. After all, a household budget is supposed to act as our financial GPS, showing us when we’re headed in the ...