The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

A US judge has blocked a rule that would have removed medical debt from credit reports. The rule, introduced by the Consumer ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Mortgage lenders can now use the VantageScore 4.0 model when originating loans backed by Fannie Mae and Freddie Mac, which ...

A federal judge has struck down a Biden-era rule which would have eliminated medical debt from Americans credit reports.

Nowadays, credit cards have become an important part of our daily lives. But it is the right use that maintains your credit ...

First and foremost, those seeking to build a Canadian credit profile should develop a deeper understanding of the ...

Economists worry about tariff-induced price hikes, inflation, interest rates and the outlook for the job market.

NewHomeSource reports that stronger credit scores in 2025 lead to fewer risky loans, ensuring a more stable housing market ...

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

Credit restoration expert Micah Smith cautions over buy now, pay later loan data hitting your credit report negatively and causing "some pretty large catastrophe." ...

A new WalletHub report reveals which U.S. cities saw the biggest credit score improvements over the past year, with St. Louis ...