A paid-for template isn’t any better than one you can write for free. You can use any format as long as you include the necessary information. When you’re ready to send your 609 letter to the credit ...

Learn what a 609 dispute letter is, how it can help remove errors from your credit report and the steps to write an effective letter.

A 609 dispute letter is a formal way to request more information about the accounts on your credit report. Sending a 609 dispute letter may help you remove errors from your credit report.

However, several customers have discovered that after they sent the Section 609 letter, the credit reporting companies removed the unverifiable material. How Is a 609 Dispute Letter Legal?

Section 609 of the Fair Credit Reporting Act stipulates that you may use a 609 letter to ask credit reporting agencies to erase unfavorable information from your credit file, even if it’s true ...