Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to ...

If you do not send a dispute letter within 30 days, the collection agency can assume it’s a valid debt. » LEARN: ... but you do have rights for disputing a debt collection.

A collection letter potentially violated the Fair Debt Collection Practices Act (FDCPA) because a box the plaintiff could check to indicate she disputed the validity of the debt was accompanied by ...

Related Posts. Collection Letter Containing Check Box To Dispute Debt Created Potential FDCPA Claims, Federal Court Rules; Latest Posts. Focused FCPA Enforcement: Emphasizing Security and ...

Under the Fair Debt Collection Practices Act (FDCPA), a debt collector is required to send you a written "validation notice" that includes the name of the original creditor. Send the letter by ...

The timeline for a debt dispute resolution can play a big role in getting rid of your collection debt. Getty Images If you've received a call or a letter from a debt collector claiming you owe ...

Debt collectors have a legal obligation to send a debt validation letter if requested. If they don’t, you can request that they stop contacting you altogether. Learn More: 30 Scam Phone Numbers ...