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Though the risk is low, having your cards skimmed using RFID technology can cause headache and financial burden. An RFID-blocking wallet will keep you safe.

However, the number of college students who have credit cards has also gone down. In our 2022 survey, more than 67% of students had a credit card account of their own.

You can choose from business and personal credit cards with a range of rewards, benefits and rates. Often, M&T Bank cards are available with no annual fee and a zero percent introductory APR.

How the Global Health Insurance Card could save you money in a holiday emergency The GHIC scheme gives British citizens access to free or low-cost medical treatment in the EU.

RFID cards and tags can be locked to prevent them from being overwritten or having their security keys extracted, but the Flipper Zero can bypass many of these mechanisms.